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Private Health Insurance that rewards
for being healthy

VitalityHealth makes it easy to get fast access to high quality care, with rewards for getting active.
Comprehensive Cover
Award-winning cover with fast referrals into a consultant.
Core cover

Core Cover gives you the peace of mind that comes with knowing you can get fast access to the highest-quality private healthcare, whenever you need it.

Full Cover for eligible hospital fees, consultant fees and diagnostic tests as well as out-patient surgical procedures. You also get a range of additional benefits such as Home Nursing and Childbirth Cash Benefit.

Everyone gets comprehensive Cancer Cover as part of Core Cover. Adding Vitality Extended Cancer Cover ensures there will be no limits on the use of biological, hormone and bisphosphonate therapies.

Video consultations within 48 hours, a 24/7 private GP helpline, direct referrals to a consultant if needed, private prescriptions and more.

Vitality promise to pay all in-patient and day-patient consultant and anaesthetist fees, as long as the treatment is eligible on your plan and your consultant is recognised by them.

Their team of medical professionals and trained case managers are ready to offer help and advice, whenever you need them.

Their Consultant Panel will pick the right expert for you based on your needs, symptoms and medical history.

Their Core Cover includes support for your psychological wellbeing with cover for talking therapies.

Priority Physio provides an efficient end-to-end physiotherapy service for Vitality members with access to fast and convenient treatment. 

Flexible Cover Choices
Cover Options gives you control over your plan and your costs.
Cover options

To make sure you get exactly the plan you want we give you the option to tailor your cover. You can add any of these options to your Core Cover.

Every VitalityHealth plan comes with Consultant Select as standard, which gives you complete peace-of-mind, because it lets doctors decide who should treat you – instead of an insurer. The consultant will choose the most appropriate hospital for you to be treated in, based on your condition and where you live. However, if you would like more choice over where you are treated, you can choose to add a hospital list to your plan.

Includes out-patient consultations and consultant fees when needed as part of your treatment; out-patient diagnostics including MRI, CT & PET scans, blood tests, x-rays, radiology and pathology when referred by a consultant. There are two levels of cover.

  • Out-patient Cover with a limit includes out-patient consultations, consultant fees, diagnostic tests and physiotherapy that isn’t arranged through our Priority Physiotherapy Network up to a limit of £500, £750, £1,000, £1,250 or £1,500. MRI, CT & PET scans will be covered in full no matter what limit you choose. We also pay in full for physiotherapy arranged through our Priority Physiotherapy Network.
  • Full Out-patient Cover includes all out-patient consultations, consultant fees, diagnostic tests and physiotherapy arranged through our Priority Physiotherapy Network.

All Vitality plans come with comprehensive Cancer Cover as standard. For an additional premium, you can choose Vitality Extended Cancer Cover, which provides full cover for biological therapies, and hormone or bisphosphonate therapies. It also provides:

  • Follow-up consultations – Full cover
  • End-of-life home nursing care – Up to £1,000 per day for a maximum of 14 days
  • Wigs and restyling – Up to £300 per condition
  • Scalp cooling – Full cover
  • Mastectomy bras and external prostheses – Up to £200 per condition

Includes chiropractic treatment; osteopathy; chiropody/podiatry; acupuncture; homeopathy; and two consultations with a dietician following a GP or consultant referral.

Choose Full Cover or a limit of £350 per plan year.

Includes consultations and treatment with a psychiatrist or psychologist and hospital stays. All psychiatric claims are managed on a case-by-case basis

There are two levels of cover: £15,000 each plan year or £20,000 each plan year. Up to £1,500 of this total can be used for out-patient psychiatric treatment.

Dental Cover makes it easier and more affordable for you to look after your teeth. There are two levels of dental cover – depending on how much you want to spend and how much cover you want. Whichever you pick, you’re free to choose your own dentist.

  • Major Dental Treatment covers you for: crowns, bridges, root canal treatment, extractions, apicectomy, dentures, and emergency dental work after an accident.
  • Major and Routine Dental Treatment covers you for everything in Major Dental Treatment, as well as routine examinations, scaling and polishing, dental x-rays and fillings.

What is Health Insurance?

Private Medical Insurance (PMI) in the UK provides access to high-quality private medical facilities and medical treatments, at a time and place to suit you. It also plays an equally important role in helping fund the cost of early diagnosis and treatment of acute conditions. This could be anything from a few sessions of physiotherapy, to more complex procedures such as major heart surgery or biological therapy for the treatment of cancer.

How does private medical insurance work?

For the majority of claims, medical treatment begins with a GP referral for specialist treatment. This can either be your NHS GP or a private GP. Any onward treatment is managed by working closely with your private medical insurer, to ensure that you have quick and easy access to the right medical treatment.

What does Health Insurance Cover?

Private medical insurance is designed to cover the cost of private medical treatment for acute conditions. An acute condition is a disease, illness or injury that is likely to respond quickly to treatment and return someone to the state of health they were in before, or lead to a full recovery.

How is private medical insurance different from the NHS?

Private medical insurance is designed to work alongside all the services offered by the NHS, but focuses on providing quicker access to treatment for acute medical conditions. PMI members can still use all services offered by the NHS. But with pressures on the NHS to meet healthcare demands growing rapidly, compounded by increasingly stretched resources, PMI can play a complementary role.

Healthy Rewards
The healthier you get, the bigger the rewards and the more you can save.
Vitality encourage you to lead a healthier life and reward you for doing so

As well as award-winning cover, Vitality give you something back when you get active and track your activity, meaning you can benefit without having to claim. If you have a Personal Healthcare plan, all Vitality partners and rewards are included as part of your plan.

Vitality Reward Partners
Vitality partners give you discounts and cashback to help you understand and improve your health and reward you when you do.